Oakland Auto Title Loan FAQ’s
What is a car title loan?
It’s an easier way to get money quickly without jumping through the hoops of a conventional loan. The lender will hold the title to your vehicle for a determined amount of time, while loaning you the value of the vehicle. Once you repay the money borrowed, the title is returned to you.
How does your loan process work?
Easy! Apply and see if you qualify. A customer care representative will help you through the process and work with you to find a loan and lender that will suit your needs, getting you the cash you need as quickly as possible.
How do I apply for an Oakland auto title loan?
You may contact us by phone at (818) 465-5548 or you can simply fill out the form online. Once complete, you will need to gather and submit the required documentation and discuss any additional questions with one of our customer care representatives.
How old can my vehicle be?
Typically vehicles older than ten years or that have greater than 200,000 miles do not qualify. However, there are additional factors that will be evaluated. These can include the type of vehicle, condition, mileage, etc. For example diesel engine trucks typically qualify even if they have greater than 200,000 miles.
Can I get approved with a bad credit score?
Absolutely! We will never judge you for your financial past or mistakes. We use the equity in your vehicle to get you the cash you need. You just have to relinquish your title for the duration of the loan. This secures the loan.
Will I be able to drive my car?
Yes, you will get to keep your car and drive it as usual. All you have to do is allow the lender to hold onto your title for the duration of the loan. Once it is paid in full, you will receive the title back.
Is there a pre-payment penalty with this loan?
No, never. You may repay the loan as quickly as you are comfortable, any time before the loan ends.
What is a pinkslip?
This is a term you may have heard in researching car title loans. A pinkslip is the ownership paperwork; title to your vehicle.
How do I get my money?
Once approved, you have two options to receive your cash loan. The most popular option is a wire transfer directly to your bank (popular because it typically clears the same day). You can also pick up a check from our Oakland location.
Why choose Fast Car Title Loans Oakland?
Fast Car Title Loans Oakland provides a quick, friendly service focused on helping you use your motor vehicle’s value to obtain a car title loan. We work alongside you to get your request approved fast, so you can have the cash you need in your hands as quickly as possible. Typically, we can have you approved and the cash in your hands within 24 hours. Often times, within just a couple of hours.